Feel the Warmth

At Bank of the Carolinas our customers are everything. They are the reason we exist, the reason we are dedicated to the needs and dreams of our community. Visit us and feel the warmth of a bank that works hard everyday for the most important reason — You. Learn More

Online Banking Sign In

With online banking, you can transfer money between your Bank of the Carolinas accounts, pay bills, download your financial information, and more. Enroll now or sign in.

Locate a Branch

locate a branch

Choose your nearest city to find local branches.

SHINE Accounts

SHINE Checking

SHINE Plus Savings

Interest-based checking and savings accounts created for simplicity and convenience.