Retirement

Bank of The Carolinas offers a number of funding sources for individual and spousal retirement plans; in addition to the choice of either a traditional IRA, or the new Roth IRA, the Bank of The Carolinas also offers the Roth Individual Retirement Account. Pick the plan that's best for you or your family.


Individual Retirement Account (IRA)

Begin preparing for retirement with a traditional tax-deferred, interest-earning retirement account. Earnings on contributions to an IRA remain tax-deferred until you make withdrawals, and contributions may be tax deductible (check with your tax advisor for details).


Roth Individual Retirement Account (Roth IRA)

In addition to the traditional IRA, Bank of The Carolinas also offers the Roth Individual Retirement Account.


Variable Rate IRA

With a low minimum balance and FDIC insured peace of mind, our Variable Rate IRA could be the right retirement choice for you.